Homeowner’s Insurance

Homeowner’s insurance protects your biggest investment. Get a custom built policy that your family deserves.

Frequently Asked Questions

What is Replacement Cost?
Replacement cost is a term in Homeowner’s Insurance that represents the calculated cost to rebuild your home in a total loss situation.
How is my Replacement Cost calculated?
Each carrier has their own Replacement cost calculator. Your agent will input the specs of your home and the calculator determines the figure and takes property values into consideration as well.
Why do I have multiple deductibles?
Standard Homeowner’s Insurance policies have deductibles for two types of losses: All Peril (Fire/Standard) and Wind/Hail losses. Usually your agent will make it a flat deductible but the Wind/Hail can be different depending on carrier regulations.
What is an Endorsement or Rider?
An Endorsement or Rider, is an additional coverage added to your policy to better protect your home.
What is covered on my Homeowner's Insurance?
Basic Homeowner’s Insurance Policies give coverage for the listed or named perils. If you do not see it on your policy it most likely is not covered. If you want something covered, ask your agent to review the policy and add the coverage if needed.
Can I switch my Homeowner's Insurance if it is escrowed?
YES! Homeowner’s Insurance can be switched very easily. Your agent will take care of this for you.
State Farm dropped my coverage, can you help?
If you are being dropped by a carrier I can and will help. I have multiple carriers who can provide coverage.
Will my Homeowner's Insurance cover losses due to flooding?
No, you will need Flood Insurance which is a separate policy. I can provide Flood Insurance if necessary or requested.

Other Insurances

Business Insurance

General Liability, Worker’s Compensation and Inland Marine solutions for business owner’s. 

Auto Insurance

Auto Insurance the provides protection for your liability and your car. Get properly protected today.

Life Insurance

If you are interested in Term Life  or Whole Life Insurance, we can help assess the amount of coverage necessary.

Get your Auto Insurance and Home Insurance Quotes today!

Talk with Tyler!

If you send in your name, phone number and email address, Tyler will schedule a time to discuss how he can help you with your auto insurance, home insurance and life insurance needs! Tyler will provide you the best options possible as an Agent of Newman & Tucker Insurance.