How are Commercial Insurance rates determined?

I see people asking what it costs for $1 Million liability coverage and there isn’t a flat answer to that.

General Liability can be based on total sales, operating locations, type of business and more.

Worker’s Compensation is based on how much the company pays in payroll and also what class the business falls in.

But as a business owner you probably want to protect your income, employees and the business as a whole, right? Right.

So there are other coverages that can be added that will have an effect on the rate as well!

I can write commercial insurance for Contractors, Garages, Restaurants, Landscapers, Junk Removal, HVAC , Pressure Washers, Truckers- I have great programs that will provide great coverage and with competitive rates!

If you are in KY, OH, IN, MI, TN, GA, FL give me a call and let’s look at the options!